Privacy Policy
    This Privacy Notice and its Addendum(s) Notice describe how Reccomman, its respective subsidiaries,
        affiliates, associated companies Reccomman collect, use, process and disclose your Personal Data through the
        use of Reccomman mobile applications and websites respectively Apps and Websites, as well as products,
        features and other services.
    This Notice applies to our consumers and its affiliates.
    Personal Data is any information which can be used to identify you or from which you are identifiable. This
        includes but is not limited to your name, nationality, telephone number, bank and credit card details, personal
        interests, email address, your image, government-issued identification numbers, biometric data, race, date of
        birth, marital status, religion, health information, vehicle and insurance information, employment information
        and financial information.
    COLLECTION OF PERSONAL DATA
    We collect Personal Data about you in the ways listed below. We may also combine the collected Personal Data with
        other Personal Data in our possession. If you have or are a party to multiple relationships with us, we will
        link your Personal Data collected across your various capacities to facilitate your use of our Services and for
        the Purposes described below 
 We collect your Personal Data when:
    
        - complete a user profile is created
 
        - interact with our social media pages (such as your social media account ID, profile photo and any other
            publicly available data)
 
        - participate in contests or events organised by us (such as the pictures, audio files, or videos you may
            submit, which may include images of yourself)
 
        - verify your identity through various means
 
        For purposes such as detection and prevention of fraud, we may also collect your Personal Data without
            consent, by relying on Legitimate Interests or other exemptions provided by the applicable data privacy
            laws.
        Personal Data may be collected through our Apps, Websites and Services. Some examples are:
        - transaction information
 
        - information about how you interacted with our Apps, Website or Services (such as features used and content
            viewed)
 
        - device information (such as hardware model and serial number, IP address, file names and versions, and
            advertising identifiers or any information that may provide indication of device or app modification)
 
        - personal data you enter in messages when you use our in-app communication features.
 
    
    External sources
    When we collect Personal Data, including but not limited to your name, contact information and other
        identification information where needed from other sources, we make sure that that data is transferred to us in
        accordance with applicable laws. Such sources include:
    
        - Business service providers
 
        - credit bureaus, alternative credit scoring agencies and any other credit reporting organisations
 
        - publicly available sources of data
 
        - governmental sources of data
 
        - when you use our in-app chat
 
        - marketing services providers or partners.
 
    
    Personal Data of minors
    As a parent or legal guardian, please do not allow minors under your care to submit Personal Data. In the event
        that such Personal Data of a minor is disclosed, you hereby consent to the processing of the minor Personal
        Data and accept and agree to be bound by this Notice and take responsibility for his or her actions.
    USE OF PERSONAL DATA
    Grab may use, combine and process your Personal Data for the following purposes .
    Providing services and features
    
        - Your Personal Data will be used to provide, personalise, maintain and improve our Apps, Websites and
            Services.
            This includes using your Personal Data to 
 
        - provide you with Services across our various businesses
 
        -  engage you to provide Services;
 
        -  create, administer and update your account;
 
        -  conduct due diligence checks and risk assessments  analysis;
 
        -  verify your identity;
 
        -  verify your age (where necessary);
 
        -  validate process payments;
 
        - track the progress of your recommendation chat
 
        -  enable features thatpersonalise your App,
 
        -  make your experience more seamless, such as automatically filling in your registration
            information (such as your name or phone number) from one Service to another Service or when you participate
            in
            our
            surveys;
 
        - perform internal operations necessary to provide our Services, including troubleshooting software
            bugs
            and operational problems, conducting data analysis, testing and research, monitoring and analysing usage and
            activity
 
        - protect the security or integrity of the Services and any facilities or equipment used to
            make
            the Services available;
 
        - process and manage your rewards;
 
        - enable communications between our users;
 
        process,
        manage or verify your eligibility for or application of promotions, rewards and subscriptions
    
    Safety and security
    
        - We use your data to ensure the safety and security of our Services and all users. This includes:
 
        - verifying your
            identity when you log in to Reccomman;
 
        - using profile, usage and other Personal Data to prevent, detect and combat
            fraud or unsafe activities We use Personal Data to resolve user support issues. For example, we may:
 
        -  investigate and address concerns;
 
        -  monitor and improve our user support responses;
 
        -  respond to questions,
            comments and feedback; and
 
        -  inform you about steps taken to resolve user support issues.
 
    
    AResearch and development and security
    We may use the Personal Data we collect for testing, research, analysis and product development. This allows us
        to understand and analyse your needs and preferences, protect your Personal Data, improve and enhance the safety
        and security of our Services, develop new features, products and services.
    Legal purposes
    
        - We may use the Personal Data we collect to investigate and resolve claims or disputes, or as allowed or
            required
            by applicable law. We may also use Personal Data without consent, by relying on Legitimate Interests or
            other
            exemptions provided by the applicable data privacy laws, for purposes such as detection and prevention of
            fraud.
            
We may also use your Personal Data when we are required, advised, recommended, expected or requested to
            do so
            by our legal advisors or any local or foreign legal, regulatory, governmental or other authority.
For
            example,
            we may use your Personal Data to:
         
        - comply with court orders or other legal, governmental or regulatory
            requirements;
 
        -  enforce our Terms of Service or other agreements and 
 
        - protect our rights or property in the
            event of a claim or dispute.We may also use your Personal Data in connection with mergers, acquisitions,
            joint
            ventures, sale of company assets, consolidation, restructuring, financing, business asset transactions, or
            acquisition of all or part of our business by another company.
 
    
    Marketing and promotions
    
        -  We may use your Personal Data to market partners, sponsors, and advertisers, products, services, events or
            promotions. For example, we may:
 
        -  send you alerts, newsletters, updates, mailers, promotional materials,
            special privileges, festive greetings; and
 
        -  notify, invite and manage your participation in our events or
            activities.
We may communicate such marketing to you by post, telephone call, short message service,
            online
            messaging service, push notification, by hand and by email.
If you wish to unsubscribe to the processing
            of
            your Personal Data for marketing and promotions, please click on the unsubscribe link in the relevant email
            or
            message. Alternatively, you may also update your preferences in our App settings. 
    
    DISCLOSURE OF PERSONAL DATA
    We may share Personal Data with various parties for the Purposes. These parties include:
    
    Other users
    For example: 
    
        -  If you use our in-app chat service, we share the recommended person's contact details to the
            business service provider or an individual person if and only the recommended person agrees.
 
    
    
    Third party
    
        We may provide Personal Data to our vendors, consultants, marketing partners, research firms, and other service
        providers or business partners. This includes:- payment processors and facilitators
 
        - debt collectors;
 
        -  credit bureaus, alternative credit scoring agencies.
 
    
    Legal Advisors and Government Bodies
    
        We may share your Personal Data with our legal advisors, law enforcement officials, government authorities and
        other third parties. This may take place to fulfil the legal purposes (mentioned above), or any of the following
        circumstances: 
 1. where it is necessary to respond to an emergency that threatens the life, health or
        safety of
        a person; 
        2. where it is necessary in the public interest (e.g. in a public health crisis, for contact
        tracing purposes and safeguarding our community).
    
    AMENDMENTS AND UPDATES
    Reccomman(Reccomman) may modify, update or amend the terms in this Notice at any time. Such amendments shall be
        notified to you through the Application website and or other appropriate means at least 7 business days before
        the effective date. The updated version will be posted on the website reccomman.asia. It is your
        responsibility to review the Privacy Notice regularly. Your continued use of the Apps, Websites or Services,or
        continuing to communicate or engage with reccomman following the modifications, updates or amendments to this
        Notice , whether or not reviewed by you, shall constitute your agreement to be bound by such amendments.
    CONTACT US
    If you have any queries about this Notice or would like to exercise your rights set out in this Notice , please
 
        contact us at:
        Enquiry@reccomman.asia